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Complete the online form any time, day or night. and if you receive a loan offer, carefully review the offer presented to you before accepting.
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If we are not able to find a loan offer for you, we may connect you with offers for debt relief, credit repair, or other credit-related products or services. You are under no obligation to accept the offers and you should carefully review them and compare them to other options available to you before accepting.
APR — Representative Range Explanation
Bad Credit Loans isn’t a lender and doesn’t provide unsecured loans, but it shows your loan request information to the lenders and lending partners in our network so they can choose whether to offer you a loan.
A personal loan from a lender or financial service provider in our network often ranges between 5.99% and 35.99%, although APRs vary according to the information that is supplied by you in your loan request. Loan products generally have a 90 day minimum repayment term and a 72 month (6 year) maximum repayment term. Please note that every lender cannot offer these rates.
Your lender will provide you with the APR, loan fees, and other terms when you are redirected to your loan agreement during the loan request process. Before accepting a loan from a lender within our network, be sure to read the loan agreement carefully, as the APR and repayment terms may differ from what is listed on our website, as we are not the lender. For help with any Bad Credit Loans–related services, feel free to contact us.
The following is a representative example of a cash loan APR range:
Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63.
Total repayment will be $2,203.56.